Personal Saver 120

120 days' variable notice account
An offshore savings account offering higher rates for 120 days' notice
  • About this account

    The Personal Saver 120 is a notice account where 120 days' notice is required for all withdrawals.

    • Available for deposits between £10,000 and £5,000,000.
    • New to bank customers must deposit a minimum overall balance of £25,000.
    • Balances below £10,000 will attract an interest rate of 0.00% AER
    • With effect from 27 November 2024

    This offshore account is available to private investors only. 

  • Interest rate information

    Interest rates on this offshore savings account are variable. Interest is credited annually on 31 August. Interest is earned from the day we receive your payment. If depositing funds by cheque, interest is earned after three working days including the day we receive your cheque. Please note that interest may be paid gross and it is your responsibility to declare all income to your tax authority.

  • How to open an account

    To open this savings account, existing Skipton International customers will only need to complete an Additional Account Opening Form. New customers will need to complete an Application Form and supply relevant identification and proof of address documents. For further information on how to apply please see our Application Guide.

    Offshore accounts may be opened by electronic transfer, BACS or cheque. If you wish to transfer funds to us by electronic transfer or BACS click here for the details your bank will require.

    The above account conditions are to be read in conjunction with our General Terms & Conditions for deposit accounts.

Open a new account
New customers will need to complete an application form and supply relevant identification and documents
Enquire online
  • Existing customers
    Existing Skipton customers will only need to complete an additional account opening form.
    Download form
    Family and child putting coins in a piggy bank
  • Additional applicants
    If more than two persons will be applying jointly for a single account, please download the third and fourth applicant page.
    Download form
  • Handy forms
    Find all your useful documents and a number of forms and literature that you can download and if required print off
    All documents
Refer a friend and receive up to £50 •
Happy man and woman using a laptop

Start saving with Skipton

New customers can complete our simple online offshore savings application form