Jersey Base Rate Tracker Mortgage

This mortgage guarantees to track the Bank of England base rate for 3 years (with a minimum base rate floor of 3.00%).
Refer a friend and receive up to £100 •
Loan to Value
Pay Rate
APR
Minimum Loan
Information
Loan to Value
Up to 75%
Pay Rate
6.69% Base + 1.44% / Product Floor 4.44%
APR
6.8%
Minimum Loan from
£100,000
Loan to Value
75.1% to 90%
Pay Rate
6.99% Base + 1.74% / Product Floor 4.74%
APR
6.9%
Minimum Loan from
£100,000
Rate for three years (with a Base rate floor of 3.00%)

Application fees: Fee free*

Early repayment charges: Year 1 - 3%
Year 2 - 2%
Year 3 - 1%

Skipton International Channel Island residential follow on rate is currently 6.49%

With effect from 29 April 2024

* Limited time offer

Your home may be repossessed if you do not keep up repayments on your mortgage

  • Mortgage information

    For a limited time, this mortgage is available Fee Free.

    The minimum loan size is £100,000 and the maximum loan to any individual, together with connected persons is £3 million.

    Following the tracker period the interest rate will revert to Skipton International Channel Island residential follow on rate. Our Jersey mortgage products are portable and if you move house can be applied to your new property (subject to it meeting our criteria).

  • Interest in Advance

    The interest Skipton charges for each month will be calculated and charged daily on a sum equal to the Loan on the day the Loan is advanced to the Borrower in the first month and, for each month thereafter, on a sum equal to the Loan on the last day of the previous month and will be debited to the Borrower’s Loan in advance on the day the Loan is advanced to the Borrower in the first month and on the first day of each month thereafter.

  • Product fees

    Product fees are non-refundable and must be paid on application. Our mortgage products can be withdrawn at very short notice.

View of Jersey Harbour
Purchasing a property in Jersey
Skipton mortgage experts guide you through every step of your mortgage process from the initial enquiry
all the way through to the property purchase.
Skipton Jersey Mortgage Team
Mortgages with Skipton
If you’d like to talk to us about finding a Skipton Jersey mortgage that’s right for you, we’d love to help. Contact us on + 44 (0) 1534 509 501.